Credit Analyst - Pocatello

Summary

Under the guidance of the Area Financial Services Manager (AFSM), this position plays a vital role in partnering with both sales teams and location personnel. Working closely with the AFSM and Sr. Regional Credit Analyst (SRCA), the Credit Analyst helps manage customer financial services, accounts receivable, and overall credit risk exposure. In addition, this role provides essential clerical and administrative support to ensure the credit team operates efficiently and effectively.

Key Responsibilities

• Administer and enforce the company’s credit policy, ensuring compliance across sales and operations department.
• Evaluates and approves credit lines for new and existing customers within established approval limits, adhering to departmental guidelines, procedures, and policies.
• Provides recommendations to the SRCA and AFSM for accounts exceeding the approval authority.
• Utilize spreadsheets and financial software tools to analyze data and support decision-making.
• Assists with internal research and analysis, provides statistical reports, and verifies information.
• Complete annual reviews on assigned portfolio to ensure compliance with departmental policies
• Responds to queries and questions based on the analysis and interpretation of accounting information.
• Perform clerical and administrative tasks, including maintaining records and supporting the credit team’s operations.
• Evaluates status of selected Accounts Receivable collections, then works with customers to facilitate payments and reconcile any differences or conflicts.

Typical Education

High school diploma or general education degree (GED)

Relevant Experience

• Excellent customer service and communication skills
• Proficient in Microsoft Excel and other office suite programs
• Analytical skills
• Maintain confidentiality of sensitive information

Required Certifications

Other Information

Handle customer and internal relations diplomatically and firmly when required. Ability to assess problems and situations, exercise independent judgment, and reach logical and sound decisions. Possess strong interpersonal relationship, communication and negotiation skills. Conduct business affairs with uncompromising honesty.